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The Truth About Home Protection Plans
In some cases, a seller may offer you a home protection plan in lieu of an inspection. Before you get excited about a home warranty plan, make sure you understand what you’re getting, and what you’re not getting.
Home Protection Plans Provide Limited Coverage
The coverage you get with a home protection plan is limited. Home protection plans typically restrict you to a specific provider or one of a few providers, who have agreements with the home warranty company. Generally, you make a co-pay when someone comes out to your home to inspect a problem, and you may also have to pay a portion of the repair cost, depending on the terms of the plan.
Unfortunately, home protection services provide limited coverage. They may include many exclusions that prevent the plan from covering common home issues. For example, a protection plan may not cover damage to the structure of the home, or may only cover damage if it occurs in a specific way or during a limited time period. Realistically, these plans have as many exclusions as possible to avoid paying out. These businesses only make money if they pay out less than they take in, so they generally overcharge for these plans and do what they can to avoid making payouts.
Tags: exclusions, good faith, home builders, home plans, home warranty company, home warranty plan, home warranty plans, limited time, money, time period, token, truth about, warrantyRelated posts
The Luxury Home Plan For Truly Luxury Living
Is your luxury home plan luxurious enough? Or are you falling behind in the race to keep pace? So what if you have an elegant swimming pool; countertops of mottled granite; and your master bathroom features a steam shower. Nowadays these features are old-hat and pedestrian. Today’s truly luxurious homes must have whirlpool baths, double height living rooms with atriums, and of course all stainless-steel appliances in the kitchen. Here are some more ideas for designing the luxury home par excellence.
Radiant flooring is sine qua non in cold areas of the country. Who can be bothered to put on slippers – besides it’s more fun to walk barefoot in frigid weather. You can keep your feet toasty by installing an in-floor heating mat under your tile flooring in the bathroom; or anywhere in the house where there are ceramic floors. The $500 / sq. foot cost is a pittance compared to how great it feels on the tootsies! The luxurious bathroom of today also features towel warmers: for a mere $800 you can have a stainless steel warming drawer with an electric chassis at the bottom which lets heat rise to warm your towels, with a timer which starts the warming while you are still soaking in the tub, to bring the feel of the spa into your own home. Also a joy in cold weather is the sauna room, which bears as much resemblance to the sweat box of the 1970′s as Republican politics bears to the New Deal. The contemporary sauna room is spacious, is constructed of exotic wood lumber, has cushioned seats, and features one-way glass walls which give a scenic vista of the great out-of-doors.
Tags: ceramic floors, cold areas, cold weather, frigid weather, granite countertops, heat rise, luxurious bathroom, luxury home plan, outdoor entertainment areas, outdoor environment, radiant flooring, republican politics, sauna room, stainless steel appliances, stainless steel grill, stainless steel warming drawer, steam shower, tile flooring, whirlpool baths, wine cooler